Undershirt,
Underskirt &
Underdress
They are worn to keep our skin from touching the actual robes. It is a way of showing respect for the robes. Also for the same reason we do not throw the robes, leave them on the floor, or point our feet at them. We always keep them in a higher place.
Source: Adopted from “The Sewing Book” from the Madhyamaka Kadampa Meditation Centre, rephrased into smooth sentences and full paragraphs.